Life is getting more expensive.
Your money, better organised.
With the cost of living rising, knowing where every euro goes makes the difference. Tempus brings accounts, budgets, fixed expenses and the family shopping list together in one place — so you control costs and save every month.
When everything goes up,
getting organised is the first saving.
Rent or the mortgage, groceries, energy, fuel — when prices rise faster than wages, the end of the month comes early. You can't control inflation, but you can control what you do with your money. And that starts with knowing, to the cent, what comes in, what goes out and where it goes.
- People who track their spending find expenses they didn't know they had.
- A budget per category turns "we spent a lot" into "we spent €80 more on groceries".
- Planning as a family avoids surprises and rushed decisions.
Cost control
Every expense in its place, with categories, monthly budgets and a forecast of what's still to be spent before the month ends. You see where to cut before the money runs out.
Personal organisation
Accounts, cards, savings and investments together. Fixed expenses, subscriptions and warranties remembered in time — less paperwork, fewer slips, fewer fines and interest.
Family budget
Household finances shared as a couple: each of you records on your own phone, the budget belongs to everyone and the shopping list compares prices to fill the same basket with fewer euros.
Check at the till.
Save before you get there.
Plan the list at home, see which supermarket makes it cheapest, tick items off in the shop and check at once whether the total matches the receipt. At the end, one tap turns it all into a categorised expense.
Checking at the supermarket
Tick each item as it goes into the basket and record the real price — at the end the total matches the receipt, with no surprises at the till.
Price comparison
Your history keeps what you paid in each shop. You see at once that olive oil went up €0.80 — and where it was cheaper.
Cheapest supermarket
Before you leave, Tempus compares your list with the prices you've already recorded and suggests where it comes out cheapest — the same basket, fewer euros.
Accounts and transactions
Record expenses and income in seconds, with categories and family members.
Budgets
Set limits per category and follow progress through the month.
Net worth and investments
See your net worth evolve in a single chart — and soon, your portfolio moving in real time with live quotes.
Recurring expenses and warranties
Subscriptions, fixed expenses and purchase warranties, always in view.
Insights and reports
Monthly insights, a yearly review and export to CSV and Excel.
CSV import
Bring your bank history over in minutes, with automatic column mapping.
Household finances,
as a couple.
Every transaction can have a member — you, your partner, the kids. You see who spent what, share the household budget and the shopping list belongs to everyone.
- Each member has their own colour in every chart.
- Shared budget or per person.
- One records on the phone, the other sees it at once on the computer.
See where it goes, day by day.
Monthly flow · August
From income to categories — a sankey of your money.
Spending heatmap · August
The days you spend most, at a glance. Saturday is shopping day — it shows.
The same data,
on every device.
Sign in with your Google account and everything — accounts, transactions, shopping list — syncs in real time between phone and computer.
- Record it on the phone, it appears on the computer.
- Works offline; syncs when you're back online.
- The data is yours alone — no one else can access it.
Free to get organised.
Premium to go further.
Free
No time limit, no card.
- Up to 3 active accounts, with unlimited transactions
- Budgets, recurring expenses and categories
- Statement import (CSV)
- Shopping list with price history
- Investments: positions, transactions and portfolio value
- The same data on phone and computer
Premium
Or €44.99 a year — almost 3 months free. Cancel whenever you like.
- Unlimited accounts
- Every analysis: trends, money flow, spending patterns and inflation
- As a couple: each with their own login, in the same wallet
- Where your shopping list comes out cheapest
- Warranties with the receipt saved and a warning before they expire
- Investments: returns, dividends, capital gains for your tax return and automatic quotes once a day
Saving when life costs more
How can I cope with the rising cost of living?
The first step is knowing where the money goes. Recording expenses, separating fixed from variable costs, setting a budget per category and comparing prices on everyday shopping lets you cut where it hurts least and protect what matters.
How do I organise the family finances?
Bring every account together in one place, assign each transaction to a family member, set a shared household budget and review together, every month, what was spent against the plan. Tempus lets you do all of this as a couple, on your phone and on your computer.
How do I save money on supermarket shopping?
Make the list at home, record the price you pay in each shop and compare before you leave. The Tempus shopping list keeps your price history and suggests the supermarket where your list comes out cheapest.
How much does Tempus cost?
Organising your money is free: up to 3 accounts, budgets, recurring expenses, statement imports and the shopping list, with no time limit and no card. Premium costs €4.99 a month or €44.99 a year and adds unlimited accounts, every analysis, a shared wallet for couples, warranties and advanced investments. Cancel whenever you like.
How do I keep fixed expenses and subscriptions under control?
List every expense that repeats — rent, loans, electricity, water, telecoms, insurance and subscriptions — and follow them every month. Tempus warns you when a recurring expense is due and shows how much they weigh in your budget.
Start today.
It takes a minute.
Create your account, add your bank accounts and record the first transaction.
Create a free account